Private Voluntary Health Insurance under NHI
In this note we explore the possible future role of private voluntary health insurance in South Africa (SA)
under the proposed system of National Health Insurance (NHI). In examining its role in a selection of
developed and developing countries, we find that private VHI plays a vital role not only in countries
which have not yet achieved universal health coverage, but importantly also in countries which have
already done so. We also consider the benefit packages offered by private health insurers in countries with universal care. Finally, these lessons are applied to the South African context.